1By William E. Rogers, MBA, CFP, EA

If you’ve been following the headlines lately, there’s a growing uneasiness being felt among many. I have certainly encountered some of this in a few recent client meetings. This general sense of fear stems from a whole host of issues: fear of another terrorist attack, the election, and an overall feeling that things are coming apart here at home and abroad. Moreover, I would venture to say one of the greatest unspoken fears today is the economy. You see, there are still many people in this country who have not yet fully recovered from the financial crisis of 2008. Furthermore, there are large segments of the population who might have recovered financially but are still recovering from the psychological and emotional toll of the financial crisis. I personally knew several people who not only lost their homes and jobs but also had their lives turned completely upside down. It has been devastating for many middle-aged people nearing retirement, to have a lifetime of hard work and savings evaporate overnight. How does anyone begin the process of putting the pieces back together after going through something like that? [Read more…]


robots welding in an automobile factory

Written by William E. Rogers MBA, CFP, EA

As the election season heats up, you are probably going to hear a lot of discussion about trade policy. Although there is no question that millions of American workers have been displaced by globalization; I personally feel that this is the wrong issue to focus on. Why, because the offshoring of jobs and the ensuing hollowing out of small town America have taken place over thirty years. I believe that it is extremely dishonest to tell voters that we are going to magically bring our jobs back by simply renegotiating trade deals. The reality is the global economy doesn’t work that way. We are only lying to ourselves by not recognizing the fact that the genie has left the bottle, and there’s no putting him back in. Whether we like it or not, we have to come to the stark realization that jobs that have been lost to global trade are not coming back. [Read more…]